Home › How It Works

How it works

From enquiry to quotes in three steps — and exactly what happens to your details along the way.

  1. 1

    Takes about 2 minutes

    Tell us what you need

    Fill in the short form on any page: your name, company, contact details, and a line about what you want covered — "WICA for 6 staff", "public liability for our renovation firm". No account, no documents, no uploading a policy schedule.

    If you are not sure what you need yet, say so. That is a normal enquiry, not a problem.

  2. 2

    Same working day

    We check it and pass it on

    We confirm the enquiry is genuine, then forward it — together with the PDPA consent you gave on the form — to a licensed insurance professional who handles business cover for companies like yours.

    One professional receives it. We do not sell your number into a bidding pool of ten agents, which is how most "free quote" sites actually work.

  3. 3

    Usually within 1 working day

    They contact you with quotes

    The professional calls or emails, asks whatever a proper quote requires — headcount, trade, sums insured — and comes back with options from the insurers they work with.

    You compare, ask questions, and decide. There is no fee to you and no obligation to buy anything.

  4. That's the whole process

    No sign-up, no fee, and nothing happens to your details beyond the one purpose you agreed to.

    Start my enquiry

Why is it free?

Worth stating plainly: the insurance professionals we work with value qualified enquiries, and they compensate us for operating this platform. You pay nothing, and the premium you are quoted is not marked up because you came through us — commissions on insurance policies are set the same way regardless of how you found your adviser.

Your data, under the PDPA

Your details are used for one purpose: getting you your quotes. We keep a record of your enquiry and the consent you gave, share it only with the professional handling your enquiry, and delete it on request. Full details are in our Privacy Policy.

What we are not

We are not an insurer, broker or agent, and we do not advise on or arrange policies. We explain what cover does and introduce you to someone licensed to quote it. Everything on this site is general information — see our editorial standards for how it is researched and reviewed.

Get business insurance quotes for your company

Tell us about your business once. We pass your enquiry to a licensed insurance professional who quotes the cover you actually need — no obligation, no spam.

Get my quotes