If you want insurance quotes
Use the enquiry form. It is the fastest route and the only one that works properly, because it captures the details a licensed intermediary needs in order to quote, along with the PDPA consent that lets them contact you. Phoning us does not skip a step — we would only end up asking you the same questions and typing them into the same form.
Where to reach us
| What you need | Where to send it | Typical response |
|---|---|---|
| Insurance quotes | The enquiry form | Passed on the same working day |
| General and admin questions | leads@smeinsurance.com.sg · +65 9678 5522 | 1–2 working days |
| Data access, correction or withdrawal of consent (PDPA) | dpo@smeinsurance.com.sg | Within 10 business days |
| Corrections to anything published here | dpo@smeinsurance.com.sg, subject line “Correction” | See our editorial standards |
| Press, or permission to reuse our diagrams | leads@smeinsurance.com.sg | Diagrams are already free to reuse with a link |
Registered office
Red Reef Pte Ltd
UEN 200804010E
601 Sims Drive, #04-05
Singapore 387382
We work by email and phone rather than from a shopfront, so please write or call before visiting — there may be nobody there to see you.
What we cannot do
Worth being direct about this, because it is the most common reason people call. Red Reef Pte Ltd is not an insurer, broker or agent, and nobody here holds a licence to advise on or arrange insurance. So we cannot:
- Recommend a policy, an insurer or a sum insured for your business
- Quote a premium, or confirm what you would actually pay
- Tell you whether your existing policy would respond to a particular claim
- Arrange, bind, amend or cancel cover
What we can do is explain what is written on this site, point you to the right page, and pass your enquiry to someone who is licensed to answer the rest. If a question needs a licensed answer, we will say so rather than guess — see how it works.