/* SMEinsurance — Direction B "The Shelter" brand system */
:root{
  --green:#0E7C66;
  --green-dark:#0A5D4D;
  --moss:#16302B;
  --mist:#F0F5F3;
  --paper:#FFFFFF;
  --ink:#1D2B27;
  --ink-soft:#4A5F58;
  --ink-faint:#7C8F88;
  --line:#DCE6E2;
  --saffron:#D8A03D;
  --saffron-dark:#B98226;
  --focus:#0E7C66;
  --display:"Fraunces",Georgia,"Times New Roman",serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:"Plus Jakarta Sans",-apple-system,"Segoe UI",Arial,sans-serif;
  font-size:16.5px;line-height:1.65;
}
img,svg{max-width:100%}
a{color:var(--green);text-decoration-thickness:1px;text-underline-offset:2px}
a:hover{color:var(--green-dark)}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:2px}

.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
.narrow{max-width:760px}

/* ---------- header ---------- */
.site-header{background:var(--moss);border-bottom:1px solid rgba(255,255,255,.09);position:sticky;top:0;z-index:50}
.site-header .wrap{display:flex;align-items:center;gap:20px;min-height:90px}
.brand{display:flex;align-items:center;text-decoration:none;flex:none}
.brand-logo{display:block;height:64px;width:auto}
@media (max-width:640px){.brand-logo{height:46px}.site-header .wrap{min-height:70px}}
.brand svg{flex:none}
.brand .lt{color:var(--green)}
nav.primary{margin-left:auto;display:flex;gap:4px;align-items:center;flex-wrap:wrap}
nav.primary a{
  text-decoration:none;color:#C6DAD3;font-weight:600;font-size:14.5px;
  padding:9px 13px;border-radius:8px;
}
nav.primary a:hover{background:rgba(255,255,255,.09);color:#fff}
.btn{
  display:inline-block;background:var(--green);color:#fff !important;text-decoration:none;
  font-weight:700;font-size:15px;padding:11px 20px;border-radius:9px;border:0;cursor:pointer;
}
.btn:hover{background:var(--green-dark)}
.btn.saffron{background:var(--saffron);color:var(--moss) !important}
.btn.saffron:hover{background:var(--saffron-dark);color:#fff !important}
.btn.big{font-size:16.5px;padding:14px 26px}

/* ---------- hero ---------- */
.hero{
  position:relative;overflow:hidden;background:var(--moss);
  padding:76px 0 84px;border-bottom:0;
}
.hero-motif{
  position:absolute;right:-120px;top:-60px;width:660px;height:660px;
  opacity:.16;pointer-events:none;
}
.hero-motif path{stroke:#2FB89A}
@media (max-width:940px){.hero-motif{right:-220px;top:-140px;opacity:.10}}
.hero-grid{
  position:relative;display:grid;grid-template-columns:minmax(0,1.15fr) 390px;
  gap:60px;align-items:center;
}
@media (max-width:980px){.hero-grid{grid-template-columns:1fr;gap:38px}}
.hero .eyebrow{
  display:flex;align-items:center;gap:14px;margin:0 0 24px;
  font-size:12px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;
  color:var(--saffron);
}
.hero .eyebrow::before{content:"";width:44px;height:1.5px;background:var(--saffron);flex:none}
.hero .eyebrow .dot{display:none}
.hero h1{
  font-family:var(--display);
  font-size:clamp(38px,5.2vw,62px);line-height:1.06;letter-spacing:-.021em;
  margin:0 0 24px;color:#fff;font-weight:600;max-width:19ch;
  font-variation-settings:"SOFT" 0,"WONK" 0;
}
.hero h1 .accent{
  display:block;color:var(--saffron);font-style:italic;font-weight:600;
}
.hero p.lede{
  font-size:18.5px;color:#B9CFC8;max-width:50ch;margin:0 0 28px;line-height:1.62;
}
.hero-points{list-style:none;margin:0 0 32px;padding:0;display:grid;gap:12px}
.hero-points li{
  display:flex;align-items:flex-start;gap:12px;
  font-size:15px;color:#E4EEEA;font-weight:500;
}
.hero-points svg{
  flex:none;width:20px;height:20px;margin-top:1px;border-radius:50%;
  background:var(--saffron);padding:4px;box-sizing:border-box;
  fill:none;stroke:var(--moss);stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round;
}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.hero .trust{margin:24px 0 0;font-size:13.5px;color:#8FAAA1;max-width:52ch;line-height:1.5}
.hero-form .lead-card{
  position:static;background:var(--paper);color:var(--ink);
  box-shadow:0 24px 60px rgba(0,0,0,.34);border:1px solid rgba(255,255,255,.08);
}
.hero-form .lead-card h3{color:var(--moss)}
.hero-form .lead-card p.sub{color:var(--ink-faint)}
.hero-form .lead-card label{color:var(--ink-soft)}
.hero-form .lead-card input,.hero-form .lead-card textarea{border:1px solid var(--line);background:#fff}
.hero-form .lead-card .consent{color:var(--ink-faint)}
.hero-form .lead-card .consent a{color:var(--green)}
.hero-form .lead-card .privacy-note{color:var(--ink-faint)}
@media (max-width:980px){.hero-form .lead-card{max-width:440px}}
.btn.ghost{background:transparent;color:#fff !important;border:1.5px solid rgba(255,255,255,.42)}
.btn.ghost:hover{background:rgba(255,255,255,.1);color:#fff !important;border-color:#fff}

/* ---------- page hero (inner pages) ---------- */
.page-hero{background:var(--mist);padding:44px 0 36px;border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(26px,3.8vw,38px);line-height:1.15;letter-spacing:-.018em;margin:0 0 10px;color:var(--moss);font-weight:800;text-wrap:balance}
.page-hero p.lede{font-size:17.5px;color:var(--ink-soft);max-width:62ch;margin:0}
.crumbs{font-size:13px;color:var(--ink-faint);margin:0 0 14px}
.crumbs a{color:var(--ink-faint)}
.crumbs a:hover{color:var(--green)}

/* ---------- layout ---------- */
main{padding:40px 0 72px}
.grid-2{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:44px;align-items:start}
@media (max-width:900px){.grid-2{grid-template-columns:1fr}}
article h2{font-size:24px;line-height:1.25;letter-spacing:-.012em;color:var(--moss);margin:36px 0 12px;font-weight:800;text-wrap:balance}
article h2:first-child{margin-top:0}
article h3{font-size:18.5px;color:var(--moss);margin:26px 0 8px;font-weight:700}
article p,article li{color:var(--ink-soft);max-width:68ch}
article li{margin-bottom:6px}
article strong{color:var(--ink)}
article table,.tool-result table{border-collapse:collapse;width:100%;font-size:15px;margin:14px 0}
article th,article td,.tool-result th,.tool-result td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
article th,.tool-result th{background:var(--mist);color:var(--moss);font-weight:700}
article td,.tool-result td{color:var(--ink-soft)}
.table-scroll{overflow-x:auto;background:linear-gradient(to right,#fff 30%,rgba(255,255,255,0)),linear-gradient(to right,rgba(255,255,255,0),#fff 70%) 100% 0,radial-gradient(farthest-side at 0 50%,rgba(22,48,43,.16),rgba(22,48,43,0)),radial-gradient(farthest-side at 100% 50%,rgba(22,48,43,.16),rgba(22,48,43,0)) 100% 0;background-repeat:no-repeat;background-size:40px 100%,40px 100%,14px 100%,14px 100%;background-attachment:local,local,scroll,scroll}
.note{
  background:var(--mist);border-left:4px solid var(--green);border-radius:8px;
  padding:14px 18px;font-size:15px;color:var(--ink-soft);margin:18px 0;max-width:none;
}
.note strong{color:var(--moss)}

/* ---------- FAQ ---------- */
.faq{margin-top:8px}
.faq details{border:1px solid var(--line);border-radius:10px;margin:0 0 10px;background:var(--paper)}
.faq summary{
  cursor:pointer;padding:14px 18px;font-weight:700;color:var(--moss);font-size:16px;
  list-style:none;display:flex;justify-content:space-between;gap:12px;align-items:center;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--green);font-weight:800;font-size:19px}
.faq details[open] summary::after{content:"–"}
.faq .a{padding:0 18px 16px;color:var(--ink-soft);font-size:15.5px}
.faq .a p{margin-top:0}

/* ---------- lead form ---------- */
.lead-card{
  background:var(--moss);border-radius:14px;padding:26px 26px 28px;color:#E9F2EF;
  position:sticky;top:86px;
}
.lead-card h2,.lead-card h3{color:#fff;font-size:20px;margin:0 0 6px;letter-spacing:-.01em}
.lead-card p.sub{color:#A9C2BA;font-size:14px;margin:0 0 18px}
.lead-card label{display:block;font-size:13px;font-weight:600;color:#CBDDD6;margin:12px 0 5px}
.lead-card input,.lead-card select,.lead-card textarea{
  width:100%;padding:11px 12px;border-radius:8px;border:1px solid #3E5650;background:#fff;
  color:var(--ink);font-size:15px;font-family:inherit;
}
.lead-card textarea{min-height:70px;resize:vertical}
.lead-card .consent{display:flex;gap:10px;align-items:flex-start;margin:16px 0 14px;font-size:12.5px;color:#A9C2BA;line-height:1.5}
.lead-card .consent input{width:auto;margin-top:3px}
.lead-card .consent a{color:#CBDDD6}
.lead-card .btn{width:100%;text-align:center}
.lead-card .privacy-note{font-size:12px;color:#7E9890;margin:12px 0 0;text-align:center}
.hp-field{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}

/* standalone form page */
.form-page .lead-card{position:static;max-width:560px;margin:0 auto}

/* ---------- card grids ---------- */
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px;margin:20px 0}
.card{
  border:1px solid var(--line);border-radius:12px;padding:20px;background:var(--paper);
  text-decoration:none;display:block;
}
.card:hover{border-color:var(--green);box-shadow:0 2px 12px rgba(14,124,102,.08)}
.card h3{margin:0 0 6px;font-size:16.5px;color:var(--moss)}
.card p{margin:0;font-size:14px;color:var(--ink-soft);line-height:1.5}
.card .go{display:inline-block;margin-top:10px;font-size:13.5px;font-weight:700;color:var(--green)}

/* section band */
.band{background:var(--mist);padding:48px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.band h2{font-size:26px;color:var(--moss);letter-spacing:-.015em;margin:0 0 8px;text-wrap:balance}
.band p.sub{color:var(--ink-soft);margin:0 0 18px;max-width:62ch}

/* steps */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;margin:24px 0}
.step{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:20px}
.step .num{
  width:34px;height:34px;border-radius:50%;background:var(--green);color:#fff;font-weight:800;
  display:flex;align-items:center;justify-content:center;font-size:15px;margin-bottom:12px;
}
.step h3{margin:0 0 6px;font-size:16.5px;color:var(--moss)}
.step p{margin:0;font-size:14.5px;color:var(--ink-soft)}

/* CTA band */
.cta-band{background:var(--moss);padding:52px 0;text-align:center}
.cta-band h2{color:#fff;font-size:clamp(22px,3.2vw,30px);margin:0 0 10px;letter-spacing:-.015em}
.cta-band p{color:#A9C2BA;margin:0 auto 22px;max-width:56ch}

/* ---------- footer ---------- */
.site-footer{background:var(--moss);color:#A9C2BA;padding:48px 0 34px;font-size:14px}
.site-footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
.site-footer .nap{margin:14px 0 0;line-height:1.8;color:#8FAAA1;font-size:13px}
.site-footer .nap a{display:inline}
.site-footer .nap strong{color:#C8DAD3}
@media (max-width:820px){.site-footer .cols{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.site-footer .cols{grid-template-columns:1fr}}
.site-footer h4{color:#fff;font-size:13px;text-transform:uppercase;letter-spacing:.1em;margin:0 0 12px}
.site-footer a{color:#CBDDD6;text-decoration:none;display:block;margin-bottom:8px}
.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer .brandline{color:#fff;font-weight:800;font-size:17px;margin-bottom:10px}
.site-footer .disclosure{margin-top:30px;padding-top:20px;border-top:1px solid #2C4640;font-size:12.5px;color:#7E9890;line-height:1.6}

/* ---------- byline / reviewer credit ---------- */
.byline{
  display:flex;flex-wrap:wrap;gap:8px;align-items:baseline;
  font-size:13.5px;color:var(--ink-faint);
  padding:0 0 16px;margin:0 0 20px;border-bottom:1px solid var(--line);
}
.byline a{color:var(--ink-soft);text-decoration:underline;text-decoration-color:var(--line)}
.byline a:hover{color:var(--green);text-decoration-color:var(--green)}
.byline .sep{opacity:.5}
.byline .reviewed{color:var(--ink-soft);font-weight:600}

/* ---------- person cards (about page) ---------- */
.person{
  display:flex;gap:18px;align-items:flex-start;
  border:1px solid var(--line);border-radius:12px;padding:20px;margin:16px 0;background:var(--paper);
}
.person .initials{
  flex:none;width:52px;height:52px;border-radius:50%;background:var(--mist);color:var(--green);
  display:flex;align-items:center;justify-content:center;font-weight:800;font-size:17px;
}
.person h3{margin:0 0 2px;font-size:17px;color:var(--moss)}
.person .role{margin:0 0 8px;font-size:13.5px;color:var(--ink-faint);font-weight:600}
.person p{margin:0;font-size:15px}
.person .pending{color:var(--ink-faint);font-style:italic}

/* ---------- figures / infographics ---------- */
.fig{margin:26px 0;padding:0;max-width:none}
.fig img{
  display:block;width:100%;height:auto;border:1px solid var(--line);
  border-radius:12px;background:var(--paper);
}
.fig figcaption{
  margin-top:10px;font-size:13px;color:var(--ink-faint);line-height:1.5;
  padding-left:2px;
}
.fig figcaption b{color:var(--ink-soft);font-weight:600}

/* ---------- section headings on the homepage ---------- */
.sec{padding:60px 0}
.sec-head{display:flex;align-items:flex-start;gap:16px;margin:0 0 22px}
.sec-head .ico{
  flex:none;width:44px;height:44px;border-radius:11px;background:var(--mist);
  display:flex;align-items:center;justify-content:center;
}
.sec-head .ico svg{width:23px;height:23px;fill:none;stroke:var(--green);stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.band .sec-head .ico{background:#fff}
.sec-head h2{font-size:26px;color:var(--moss);letter-spacing:-.018em;margin:2px 0 6px;text-wrap:balance}
.sec-head p{color:var(--ink-soft);margin:0;max-width:64ch;font-size:15.5px}

/* cards get an icon slot and a firmer hover */
.card{transition:border-color .15s ease, box-shadow .15s ease, transform .15s ease}
.card:hover{transform:translateY(-2px)}
.card .card-ico{
  width:38px;height:38px;border-radius:10px;background:var(--mist);
  display:flex;align-items:center;justify-content:center;margin-bottom:13px;
}
.card .card-ico svg{width:20px;height:20px;fill:none;stroke:var(--green);stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.card.flag{border-color:#E8D3A8;background:#FFFDF8}
.card.flag .card-ico{background:#FBF1DC}
.card.flag .card-ico svg{stroke:var(--saffron-dark)}

/* key-takeaway box at the top of long articles */
.takeaway{
  border:1px solid var(--line);border-left:4px solid var(--saffron);
  border-radius:10px;background:#FFFDF8;padding:18px 20px;margin:0 0 26px;
}
.takeaway h2{font-size:13px !important;letter-spacing:.09em;text-transform:uppercase;
  color:var(--ink-faint) !important;margin:0 0 10px !important;font-weight:700}
.takeaway ul{margin:0;padding-left:20px}
.takeaway li{color:var(--ink);font-size:15.5px;margin-bottom:7px}
.takeaway li:last-child{margin-bottom:0}

/* checkmark lists inside article content */
article ul.ticks{list-style:none;padding:0;margin:16px 0}
article ul.ticks li{display:flex;gap:11px;align-items:flex-start;margin-bottom:10px;max-width:66ch}
article ul.ticks li::before{
  content:"";flex:none;width:19px;height:19px;margin-top:2px;border-radius:50%;
  background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M4 10.5l4 4 8-9' fill='none' stroke='white' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/13px no-repeat;
}

/* the .note callout gets an icon rail */
.note{position:relative;padding-left:52px}
.note::before{
  content:"";position:absolute;left:17px;top:15px;width:22px;height:22px;border-radius:50%;
  background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M12 8h.01M11 12h1v4h1' fill='none' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat;
}

/* first paragraph of an article reads larger — a visual on-ramp */
article > p:first-of-type{font-size:17.5px;line-height:1.62;color:var(--ink)}

/* ---------- editorial typography ---------- */
.page-hero h1,
.sec-head h2,
.band h2,
.cta-band h2,
article h2,
.person h3{font-family:var(--display);font-weight:600;font-variation-settings:"SOFT" 0,"WONK" 0}

.page-hero{background:var(--mist);padding:56px 0 46px}
.page-hero h1{font-size:clamp(30px,4.6vw,46px);line-height:1.08;letter-spacing:-.018em}
.sec-head h2{font-size:clamp(26px,3.2vw,34px);line-height:1.1;letter-spacing:-.018em}
.cta-band h2{font-size:clamp(26px,3.6vw,38px);line-height:1.08}
article h2{font-size:clamp(23px,2.6vw,28px);line-height:1.18;letter-spacing:-.012em;margin-top:44px}
.card h3{font-family:var(--display);font-weight:600;font-size:18px;line-height:1.22;letter-spacing:-.01em}

/* section rhythm: alternate ground so the page has a pulse */
.sec{padding:74px 0}
.band{padding:74px 0}
.cta-band{padding:76px 0;position:relative;overflow:hidden}

/* big-number stat strip — insurance is full of numbers worth showing off */
.stats{
  display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));
  gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);
  background:var(--paper);
}
.stat{padding:34px 30px;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
@media (max-width:760px){.stat{border-right:0;border-bottom:1px solid var(--line)}.stat:last-child{border-bottom:0}}
.stat .n{
  font-family:var(--display);font-weight:600;font-size:clamp(32px,3.8vw,42px);
  line-height:1;color:var(--green);letter-spacing:-.02em;
  font-variant-numeric:tabular-nums;display:block;margin-bottom:10px;
}
.stat .n small{font-size:.52em;color:var(--ink-faint);font-weight:600;letter-spacing:0}
.stat p{margin:0;font-size:14.5px;color:var(--ink-soft);line-height:1.5;max-width:30ch}

.stats-wrap{background:var(--paper);padding:0}
.stats-wrap .wrap{padding:0 22px}

/* header CTA reads as the one bright thing in the bar */
nav.primary a.btn{background:var(--saffron);color:var(--moss) !important}
nav.primary a.btn:hover{background:#E8B457;color:var(--moss) !important}

/* status pills in the at-a-glance table */
.pill{
  display:inline-block;white-space:nowrap;font-size:12px;font-weight:700;
  padding:4px 10px;border-radius:999px;letter-spacing:.01em;
}
.pill-compulsory{background:var(--moss);color:#fff}
.pill-usually-required{background:var(--green);color:#fff}
.pill-worth-considering{background:var(--mist);color:var(--ink-soft);border:1px solid var(--line)}

/* ---------- vertical timeline ---------- */
.timeline{list-style:none;margin:8px 0 0;padding:0;position:relative}
.tl-step{
  position:relative;display:grid;grid-template-columns:56px minmax(0,1fr);
  gap:24px;padding-bottom:44px;
}
/* the connecting rail, drawn behind the markers */
.tl-step::before{
  content:"";position:absolute;left:23px;top:44px;bottom:-6px;width:2px;
  background:linear-gradient(180deg,var(--green) 0%,#BFD8CF 100%);
}
.tl-step:last-child{padding-bottom:8px}
.tl-step:last-child::before{display:none}
.tl-marker{position:relative;z-index:1}
.tl-num{
  display:flex;align-items:center;justify-content:center;
  width:48px;height:48px;border-radius:50%;
  background:var(--green);color:#fff;
  font-family:var(--display);font-weight:600;font-size:21px;line-height:1;
  box-shadow:0 0 0 6px var(--paper);
}
.tl-num.tl-done{background:var(--saffron)}
.tl-num.tl-done svg{width:22px;height:22px;fill:none;stroke:var(--moss);stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round}
.tl-body{padding-top:5px}
.tl-meta{
  margin:0 0 6px;font-size:11.5px;font-weight:700;letter-spacing:.14em;
  text-transform:uppercase;color:var(--saffron-dark);
}
.tl-body h2{
  font-family:var(--display);font-weight:600;
  font-size:clamp(21px,2.5vw,26px);line-height:1.2;letter-spacing:-.012em;
  color:var(--moss);margin:0 0 10px;
}
.tl-body p{color:var(--ink-soft);margin:0 0 12px;max-width:62ch}
.tl-body p:last-child{margin-bottom:0}
.tl-body strong{color:var(--ink)}
.tl-end .tl-body h2{color:var(--green-dark)}

.tl-notes{
  margin-top:16px;padding-top:34px;border-top:1px solid var(--line);
}

@media (max-width:640px){
  .tl-step{grid-template-columns:42px minmax(0,1fr);gap:18px;padding-bottom:36px}
  .tl-step::before{left:19px;top:38px}
  .tl-num{width:38px;height:38px;font-size:17px;box-shadow:0 0 0 5px var(--paper)}
}

/* ---------- who-this-is-for band ---------- */
.whofor{background:var(--moss);color:#fff}
.whofor-grid{
  display:grid;grid-template-columns:1.05fr 1fr;align-items:stretch;
  max-width:1400px;margin:0 auto;
}
@media (max-width:880px){.whofor-grid{grid-template-columns:1fr}}
.whofor-media{position:relative;min-height:340px;overflow:hidden}
.whofor-media img{
  position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:38% center;
}
@media (max-width:880px){.whofor-media{min-height:260px;position:relative}}
.whofor-copy{padding:64px 56px;display:flex;flex-direction:column;justify-content:center}
@media (max-width:880px){.whofor-copy{padding:44px 24px}}
@media (max-width:1440px){.whofor-copy{padding-right:44px}}
.eyebrow-dark{
  display:flex;align-items:center;gap:13px;margin:0 0 16px;
  font-size:11.5px;font-weight:700;letter-spacing:.19em;text-transform:uppercase;color:var(--saffron);
}
.eyebrow-dark::before{content:"";width:34px;height:1.5px;background:var(--saffron);flex:none}
.whofor-copy h2{
  font-family:var(--display);font-weight:600;color:#fff;
  font-size:clamp(26px,3.1vw,36px);line-height:1.12;letter-spacing:-.018em;margin:0 0 16px;text-wrap:balance;
}
.whofor-copy p{color:#B9CFC8;font-size:16.5px;line-height:1.62;margin:0 0 14px;max-width:46ch}
.btn.ghost-dark{
  align-self:flex-start;margin-top:12px;background:transparent;color:#fff !important;
  border:1.5px solid rgba(255,255,255,.42);
}
.btn.ghost-dark:hover{background:rgba(255,255,255,.1);border-color:#fff;color:#fff !important}

/* --- interactive tools --- */
.tool{background:var(--mist);border:1px solid #D6E3DE;border-radius:14px;padding:26px 24px;margin:0 0 26px}
.tool .tool-note{margin:0 0 20px;font-size:14px;color:#4A6B62}
.tool fieldset{border:0;padding:0;margin:0 0 20px}
.tool legend{font-weight:650;font-size:17px;color:var(--moss);margin-bottom:8px;padding:0}
.tool .hint{margin:6px 0 0;font-size:13.5px;color:#5C7A72;line-height:1.55}
.tool input[type=number]{width:110px;font-size:19px;font-weight:650;padding:9px 12px;border:1px solid #C3D6D0;border-radius:9px;background:#fff;color:var(--moss)}
.tool input[type=number]:focus{outline:2px solid var(--rainforest);outline-offset:1px}
.tool .radios{display:flex;gap:18px;margin-bottom:2px}
.tool .radios label{display:flex;align-items:center;gap:7px;font-size:16px;cursor:pointer}
.tool-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin-top:4px}
.tool-result{background:#fff;border:2px solid var(--rainforest);border-radius:14px;padding:26px 24px;margin:0 0 30px}
.tool-result .res-head{margin:0 0 16px;font-size:26px;line-height:1.25}
.tool-result .res-required{color:var(--rainforest)}
.tool-result .res-neutral{color:var(--moss)}
.tool-result h3{margin:24px 0 8px}
.tool-result table{margin:16px 0}
.tool-result td:nth-child(2){white-space:nowrap;width:1%}
.tool-result .res-foot{margin-top:22px;padding-top:18px;border-top:1px solid #E1EAE7}
.tool-result .small{font-size:13.5px;color:#5C7A72;line-height:1.6;margin:0 0 14px}
.tool-plain{display:none;width:100%;margin-top:12px;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:12.5px;line-height:1.5;padding:12px;border:1px solid #C3D6D0;border-radius:9px;background:var(--mist);color:var(--moss)}
.tool-cta{margin-top:34px}
@media (max-width:600px){.tool-result .res-head{font-size:22px}}
.sec-cta{margin:26px 0 0;display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.sec-cta-note{font-size:14px;color:#5C7A72}
.tool .btn.ghost,.tool-result .btn.ghost{color:var(--moss) !important;border:1.5px solid #B9CFC8;background:#fff}
.tool .btn.ghost:hover,.tool-result .btn.ghost:hover{background:var(--mist);border-color:var(--rainforest);color:var(--moss) !important}